Quick Approvals. Fast Closings. Competitive Rates.


From navigating rigorous lending guidelines to managing the lengthy time to closing period, traditional banks can ask for a pint of blood and take forever, at HI7 Capital, we provide you access to the private money you need to fund your real estate ventures quickly and efficiently.
Give us a call today to expand your real estate kingdom.

Hi7 Capital is a commercial lender.  We provide capital solutions for rehabbers, builder/developers and business owners.  We fund transactions only for investors, those that are doing their first deal and those who have a long track record.


Our mission is to educate investors on the power of leveraging OPM (“Other People’s Money”), consult investors on how to structure real estate transactions and provide a financial solution that will facilitate a profitable endeavor.


This is a short-term loan secured by real estate and used by fix and flippers to purchase and renovate a property.

  • We help experienced and inexperienced fix and flippers
  • Term: 6-12 months (can be extended)
  • Possible time to funding: 15 days

  • Interest rates: 8% – 12.5%
  • Lender fees: 1.5% – 4%
  • Closing costs: 2% – 5%

You can be prequalified in less than 3 minutes. 

loan to buy property
Allows investors of all experience levels to acquire or refinance rental properties. Purchase, refinance, and cash-out options are available.

  • Term: 30 Year, Fully Amortized 5/1 and 7/1, and 10/1  ARMS (subject to change)
  • Possible time to funding: 15 days
  • Interest Rate (ARM): 5.25%-9.5%

  • Interest Rate (30-Year, Fully Amortized): 6.99%-9.5%
  • Property Types: SFR 1-4/PUDs/Condos
  • Maximum LTV: 80%
  • Minimum Credit Score: 660

loan to buy property
Allows investor to purchase or refinance a multifamily property of 5 or more units. Suitable for value-add rehab or currently turnkey. Closing costs and fees can be rolled into loan.

  • Term Length: 2 years — No Pre-Payment Penalty
  • Rate: 9 – 10% — Interest Only
  • Loan Limits: $250,000 – $5MM
  • Loan-to-Cost (Purchase): 80%
  • Loan-to-ARV (Refinance): 70%

No Rehab

  • Term Length: 2 years — Extension Available
  • Rate: 7.50 – 8.25% — Interest Only
  • Loan Limits: $250,000 – $5MM
  • Loan-to-Value (Purchase): 75%
  • Loan-to-Value (Refinance w/ Cash-Out): 60%

Allows investors and business owners to purchase real estate and make capital expenditures. Non-Recourse & Recourse loans.

  • LOAN AMOUNTS: $200,000 up to $50,000,000
  • LTV: Up to 90% (purchase); Up to 80% (refinance)
  • TERMS: 15, 20, 25, & 30 Amortizations
  • FIXED: 3, 5, 7, 10 Years
  • RATES: *Case by case analysis

PROPERTY TYPES: Everything from apartments nursing homes and offices to restaurants, gas stations and more (call us to confirm that we can fund your venture).


  • Commercial Real Estate Financing (purchases, refinance, & construction)
  • Business Acquisitions
  • Partner Buyouts
  • Capital Financing
  • Lines of Credit & Working Capital

FICO: 600 & Up

commercial real estate

Our Process is Transparent, Fair, And Simple

Click below to check to apply for a loan type or reach us via phone call for any inquiry